Loan Protection Insurance

LoanHaus safeguards you from the unexpected. Offering a variety of insurance solutions from Australia’s leading insurers.

Insurance Options

LoanHaus offers a complete range of insurance products to protect what matters most to you. Whether it’s your vehicle, your loan, or your peace of mind, we have you covered.

Our Comprehensive Insurance provides all-encompassing coverage, ensuring you drive with confidence, while Gap Insurance bridges the financial divide between your vehicle’s value and your loan balance. For added security, our Loan Protection Insurance ensures your loan repayment is covered in unpredictable times. And with our Warranty, you can extend the life of your vehicle, avoiding unexpected repair costs.

Discover the security, confidence, and reliability that LoanHaus Insurance brings to your life’s journey

We offer a range of insurance

How it works:  Comprehensive insurance provides peace of mind by covering unforeseen incidents. This type of insurance generally includes accidents, fire, theft, and third-party damages you’re legally liable for.

Advantages: LoanHaus can arrange comprehensive motor vehicle insurance with some fantastic benefits, including but not limited to;

  • New car replacement after a total loss for vehicles up to three years old
  • Pay-by-the-month options
  • Choice of repairer & windscreen cover
  • Lifetime guarantee on repairs while the vehicle is still owned or leased by you
  • Emergency assistance in the event of a claimable event if you are more than 100 kilometers from home
  • Agreed or market value & cover for personal effects
  • We can arrange insurance with a range of optional covers and policy discounts including;
  • Hire car after an accident or following theft
  • Protected no claims bonus/rating 1
  • Variable excess options & multi-policy discounts


Considerations: Insurance policies vary considerably between providers, rendering the search for optimal coverage a complex and time-consuming task, particularly for those new to the process.

How it works: An extended warranty provides comprehensive coverage for your vehicle’s components, with no excess payment required. Our customised packages are both flexible and affordable, tailored to suit your specific requirements. It serves as a protective shield against unforeseen mechanical and electrical failures.

Advantages: Provides protection against costly expenses in minor or major repairs. With a large range of repairs covered. 

Considerations: Vehicles covered must keep up to date with necessary services. Generally, every 6 months or 10,000kms (whichever comes first). 

Disclaimer: * Benefits offered by this warranty are in addition to any warranties and guarantees relating to your vehicle under the Competition and Consumer Act 2010 (Australian Consumer Law) and State and Territory legislation. This brochure is provided as an overview only — for details please refer to the Warranty Terms and Conditions.

  • * Warranty is issued by Integrity Car Care Pty Ltd – AFSL No. 247069
  • * Some exclusions apply, see Warranty Terms and Conditions for full details.

How it works: To safeguard borrowers, shortfall insurance (or gap insurance) covers the remaining amount owed to your credit provider or bank. Keep in mind that this coverage is only available when you sign a new finance contract for a vehicle purchase, and the vehicle must be fully insured. 

Advantages: Benefits of shortfall insurance (gap insurance) include but not limited to:

  •  Protecting your finances and credit rating in the event your vehicle is declared a total loss due to theft or accident.
  • Gap insurance can be financed into most loans.
  • You can purchase gap insurance under a pay-by-the-month policy.
  • Most gap insurance policies compensate you with an additional cash benefit.


Considerations: Details to consider when arranging Gap Insurance include but not limited to; the current value of your vehicle when purchasing the insurance, what you’re covered for under GAP insurance, as there are variables Gap Insurance does not cover that could result in you being out of pocket.

How it works: Loan Protection Insurance serves as a protective measure for loan repayments, encompassing scenarios of involuntary unemployment, medical emergencies, as well as temporary disability due to illness or accidents.

Advantages:  Loan protection includes flexible policy terms, customisable coverage combinations, and the ability to pay the premium monthly outside the loan contract interest-free. 

Considerations: Policies vary considerably between providers, rendering the search for optimal coverage a complex and time-consuming task, particularly for those new to the process.

The process has never been easier

Step 1. Choose Your Preferred Application Method

You have two options: Apply online using our user-friendly Quote form or call us directly. It's your choice – either way, it's quick and easy.

Step 2. Meet Your Dedicated Consultant

Once you've initiated the process, we'll assign a dedicated consultant to guide you through every step. They'll work on your behalf to find the most affordable loan options, process your application, and manage the paperwork for a smooth settlement.

Step 3. Fast Approval Process

With our streamlined approval process, you're just moments away from your financial goals. Apply now and experience a hassle-free journey toward securing the funds you need!

Car Loan Rates

With decades of expertise, LoanHaus eliminates the stress of scouring the internet for your next car loan. 

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The comparison rate shown is for a secured loan amount of $30,000 over a term of 5 years based on monthly repayments. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Any calculations or estimations do not constitute an offer of credit or a formal credit quote and is only a calculation of what you may be able to achieve based on the information you have entered. It does not consider suitable product features or loan product types. Rates + repayments shown are based on user inputted data. All applications for credit must be verified prior to the formal assessment process. All applications for credit approval are subject to lender credit approval. Approval is not guaranteed.