LoanHaus safeguards you from the unexpected. Offering a variety of insurance solutions from Australia’s leading insurers.
LoanHaus offers a complete range of insurance products to protect what matters most to you. Whether it’s your vehicle, your loan, or your peace of mind, we have you covered.
Our Comprehensive Insurance provides all-encompassing coverage, ensuring you drive with confidence, while Gap Insurance bridges the financial divide between your vehicle’s value and your loan balance. For added security, our Loan Protection Insurance ensures your loan repayment is covered in unpredictable times. And with our Warranty, you can extend the life of your vehicle, avoiding unexpected repair costs.
Discover the security, confidence, and reliability that LoanHaus Insurance brings to your life’s journey
Before delivery, securing comprehensive car insurance is often mandatory for financed vehicles. Comprehensive insurance provides reassurance, ensuring compensation for unforeseen events. It typically covers accidents, fire, theft, and third-party damage you’re legally liable for.
Policies differ across insurers, complicating the search for the right deal, especially for newcomers. LoanHaus can arrange comprehensive motor vehicle insurance with some fantastic benefits.
We recognise the significance of purchasing a vehicle. Just like any investment, it merits protection to prevent potential costly expenses in major repairs. Our consultants expertly arrange extended warranties for used vehicles, ensuring enduring peace of mind. We tailor flexible and cost-effective packages to suit your unique needs.
As vehicles become more intricate, repairs grow complex, with labor hours and parts costs escalating. A reliable extended warranty safeguards your vehicle’s components, with a nil excess payable. It’s your shield against unexpected mechanical and electrical failures.
What is covered?
A new vehicle can be very exciting. But have you considered how you would pay off your Loan if your vehicle was damaged beyond repair, and your comprehensive insurance wasn’t enough to repay your loan? You may be left with a significant loan balance, as well as changeover and incidental costs. While comprehensive insurance covers your car’s value, it may not cover your loan. Shortfall insurance (gap insurance) protects you as a borrower by paying the shortfall amount owed to your credit provider or bank. You can only purchase gap insurance when you enter into a new finance contract at the time of a vehicle purchase and the vehicle must be comprehensively insured.
Benefits of shortfall insurance (gap insurance) include:
Designed to provide peace of mind during challenging times. Tailored to your chosen coverage, this insurance shields you from the risk of being unable to make loan payments due to injury, illness, job loss, or in the unfortunate event of death.
Loan protection insurance serves as a crucial shield, ensuring your lifestyle remains intact, and shielding your family from the financial burden that unexpected life events can bring. The advantages include flexible policy terms, customisable coverage combinations, and the ability to pay the premium monthly outside the loan contract interest-free. This insurance acts as a safeguard for loan repayments, covering situations such as involuntary unemployment, medical trauma, and temporary disability due to illness or accidents.
The features and benefits of loan protection insurance includes:
How it works: Comprehensive insurance provides peace of mind by covering unforeseen incidents. This type of insurance generally includes accidents, fire, theft, and third-party damages you’re legally liable for.
Advantages: LoanHaus can arrange comprehensive motor vehicle insurance with some fantastic benefits, including but not limited to;
Considerations: Insurance policies vary considerably between providers, rendering the search for optimal coverage a complex and time-consuming task, particularly for those new to the process.
How it works: An extended warranty provides comprehensive coverage for your vehicle’s components, with no excess payment required. Our customised packages are both flexible and affordable, tailored to suit your specific requirements. It serves as a protective shield against unforeseen mechanical and electrical failures.
Advantages: Provides protection against costly expenses in minor or major repairs. With a large range of repairs covered.
Considerations: Vehicles covered must keep up to date with necessary services. Generally, every 6 months or 10,000kms (whichever comes first).
Disclaimer: * Benefits offered by this warranty are in addition to any warranties and guarantees relating to your vehicle under the Competition and Consumer Act 2010 (Australian Consumer Law) and State and Territory legislation. This brochure is provided as an overview only — for details please refer to the Warranty Terms and Conditions.
How it works: To safeguard borrowers, shortfall insurance (or gap insurance) covers the remaining amount owed to your credit provider or bank. Keep in mind that this coverage is only available when you sign a new finance contract for a vehicle purchase, and the vehicle must be fully insured.
Advantages: Benefits of shortfall insurance (gap insurance) include but not limited to:
Considerations: Details to consider when arranging Gap Insurance include but not limited to; the current value of your vehicle when purchasing the insurance, what you’re covered for under GAP insurance, as there are variables Gap Insurance does not cover that could result in you being out of pocket.
How it works: Loan Protection Insurance serves as a protective measure for loan repayments, encompassing scenarios of involuntary unemployment, medical emergencies, as well as temporary disability due to illness or accidents.
Advantages: Loan protection includes flexible policy terms, customisable coverage combinations, and the ability to pay the premium monthly outside the loan contract interest-free.
Considerations: Policies vary considerably between providers, rendering the search for optimal coverage a complex and time-consuming task, particularly for those new to the process.
You have two options: Apply online using our user-friendly Quote form or call us directly. It's your choice – either way, it's quick and easy.
Once you've initiated the process, we'll assign a dedicated consultant to guide you through every step. They'll work on your behalf to find the most affordable loan options, process your application, and manage the paperwork for a smooth settlement.
With our streamlined approval process, you're just moments away from your financial goals. Apply now and experience a hassle-free journey toward securing the funds you need!
With decades of expertise, LoanHaus eliminates the stress of scouring the internet for your next car loan.
Explore our loan options, designed with you in mind.
Our team is ready to help you find a loan that suits your needs and provide you with great service. We will be in contact same day Monday to Saturday. Please use the accompanying form to submit a Get a Quote.
We are here to make it easy. Our team will call you back and discuss how we can help. Don’t worry, getting a quote and rate will not affect your credit score.
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With multiple lenders, committed service and decades of experience, we’ll find the right finance option to suit your situation.
The comparison rate shown is for a secured loan amount of $30,000 over a term of 5 years based on monthly repayments. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Any calculations or estimations do not constitute an offer of credit or a formal credit quote and is only a calculation of what you may be able to achieve based on the information you have entered. It does not consider suitable product features or loan product types. Rates + repayments shown are based on user inputted data. All applications for credit must be verified prior to the formal assessment process. All applications for credit approval are subject to lender credit approval. Approval is not guaranteed.
